Seth I. Allen—a coverage attorney your insurance company doesn't want you to call.
Risk of loss or injury follows every business—when it occurs, the first line of defense is the insurance you already purchased. Hiring an aggressive policyholder advocate can make a significant difference for your claim.
Services​
Insurance Advisory
A great opportunity for policyholders to mitigate risk is now—before a loss occurs. Every business presents unique risks that should be addressed while selecting coverage. With knowledge of how insurance companies actually apply policy terms to claims, Seth works with his clients to optimize coverage and address risks before they occur.
Property Claims
Policyholders are not bound by their insurance company's self-interested analysis of a policy or claim. The burden is often on the insurer to prove that a coverage limitation applies—an obligation insurers frequently ignore. Seth works with clients to hold insurers to their contractual and regulatory obligations and, often, compel payment even after coverage is denied.
Liability Claims
Coverage Litigation
Assuming that your liability insurer or its defense lawyers are fully on your side can be a costly mistake. Liability insurers are businesses with a primary goal of minimizing payouts to protect profits. Insurance adjusters are trained negotiators who represent their employer, not you, and often use complex tactics to reduce coverage obligations. Seth has substantial experience managing claims involving complex, multi-plaintiff litigation for numerous business clients—including for Fortune 500 and other publicly-traded companies.
Insurance coverage disputes demand a clear understanding of how insurers approach litigation. From early case assessment through courtroom advocacy, Seth delivers assertive, policyholder-focused representation and knows how to counter the tactics insurers use to litigate claims. Seth works tirelessly to secure favorable results, often allowing in-house counsel—typically a cost center—to be sources of measurable financial return.
Bad Faith Claims
Insurers often fail to investigate a claim properly before denial, respond in a vague or untimely manner, or impose obligations on their policyholders that are not required by the policy or supported by the insurance law. These tactics are designed to overburden or intimidate policyholders, often in an effort to exhaust the will to continue pursuing a claim. Seth is experienced in navigating these tactics and, when insurers cross the line, prosecuting bad faith claims against them.
About Me
Seth I. Allen is an aggressive policyholder advocate with experience enforcing individual and business policyholders’ rights to insurance coverage for a diversity of losses and liabilities in state and federal courts throughout the country.
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Seth received his J.D. from UPenn Law School, where he was a board member and senior editor of the University of Pennsylvania Journal of International Law. He served as a federal law clerk in the U.S. District Court for the Eastern District of Pennsylvania. Thereafter, he worked in the nationally-celebrated insurance recovery practices of Cohen Ziffer Frenchman & McKenna LLP and K&L Gates LLP.​ Seth completed his B.S. at St. John's University, while helping to manage the political campaigns of several candidates for New York State and New York City office. He currently lives in Nyack, New York with his fiancée and two dogs.
